Allstate Auto Insurance Claims

Allstate Corporation is one of the largest personal insurance companies, behind only State Farm and GEICO Insurance in customers. Also, Allstate is the largest publicly traded personal insurer, with approximately $30 billion in revenue and $120 billion worth of assets. Records indicate that Allstate handles six million claims each year related to automobile, property, and bodily injury claims. Such a large company has significant resources dedicated to making sure that the business remains profitable. This can mean that victims injured in car accidents, who rely on insurance benefits to cover the costs of their injuries, may face difficulties in the Allstate auto insurance claims process. The Miami car accident attorneys at the Law Offices of Robert Dixon can help you make sure that you receive the compensation to which you are entitled through an Allstate auto insurance claim.

Our firm assists clients in Miami-Dade, Broward, and Palm Beach Counties who have been injured in a car accident and need assistance with an insurance claim, or with pursuing legal action against those responsible for their harm. If you or a loved one has been involved in an auto accident, and you have questions regarding an Allstate claim or another matter associated with your injuries, contact our office today to speak with an attorney to discuss your options.

In the second quarter of 2017 alone, Allstate reported $510 million in earnings, which marked a 117% increase from the same period in 2016. Because of its large presence, if you have been injured in a South Florida car accident, you may need to file a claim with Allstate, either under your own policy or under that of another involved driver. To file a claim with Allstate following a collision, you can call its toll-free number at 1-800-ALLSTATE (255-7828), which takes calls 24 hours a day, seven days a week. Insurance companies expect to be contacted immediately for claims related to car accidents. However, it is important to know your rights and what to do and not do in the aftermath of a serious crash. One thing not to do right away is to give a recorded statement to the insurance company, since it could negatively affect your claim.

Unfortunately, despite its recognizable name, Allstate is an insurance company with one of the worst reputations. The American Association for Justice has listed Allstate as the worst insurance company for consumers based on studies of court documents, as well as SEC and FBI records, insurance department investigations, and former insurance agent and adjuster testimonies and depositions. It has been reported that Allstate adjusters will frequently give unjustly low settlement offers to expedite claims and avoid larger payouts or trials. In determining the amount that a claim is worth, Allstate notoriously relies on a program called Colossus, which uses data entered by adjusters to do its calculations, but it does not take into account certain human elements, such as how each victim may respond differently to an accident or an injury.

Additionally, Allstate has been known to have a history of challenging cases in which a vehicle's damage does not visually show that there was a severe impact, classifying these claims as "Minor Impact Soft Tissue" or MIST claims. An adjuster is more likely to make a very low value offer on a MIST claim, which may force a victim to pursue legal action in order to receive adequate compensation for their losses and injuries. Insurers are required to engage with consumers in a fair and reasonable manner when handling claims. When they fail to do so, by either refusing to settle or unreasonably delaying or denying a claim, insurance companies can be held liable for acting in bad faith. Consulting an experienced attorney who can help you understand and assert your rights is important to ensure that you get the financial assistance that you need through your Allstate auto insurance claim.

Information about your insurance policy, your options, the claims process, and each party's liability can be overwhelming as victims try to focus on recovering from their car accident injuries. The Miami lawyers at the Law Offices of Robert Dixon are dedicated to making sure that clients understand their rights when pursuing insurance claims. If you have been injured in an accident in Miami, West Palm Beach, or the surrounding areas, call 877.499.4878 or contact us online to set up a free consultation to speak with an attorney today.