Insurance Bad Faith Litigation in Florida
Bad faith occurs when an insurer intentionally delays, undervalues, or wrongfully denies a valid claim in order to protect its own financial interests.
At Law Offices of Robert Dixon, we represent individuals and businesses across Miami, Orlando, West Palm Beach, and Fort Lauderdale in complex insurance bad faith lawsuits.
What Is Insurance Bad Faith?
Insurance bad faith typically involves conduct such as:
Unreasonable claim denials
Failure to properly investigate
Delayed payments without justification
Ignoring clear evidence of liability
Offering unfairly low settlements
Misrepresenting policy language
When an insurer violates its duty of good faith, litigation may be necessary to recover full compensation.
For broader claim-related conflicts, visit our Insurance Dispute page.
First-Party vs. Third-Party Bad Faith Claims
First-Party Bad Faith
Occurs when your own insurance company fails to pay benefits owed under your policy (e.g., auto, PIP, property, hurricane damage).
Third-Party Bad Faith
Happens when an insurer fails to properly defend or settle a claim against you within policy limits, exposing you to excess liability.
Both types may give rise to serious legal claims under Florida law.
What Damages Can Be Recovered?
Successful bad faith litigation may allow recovery of:
Full unpaid policy benefits
Interest on delayed payments
Consequential damages
Excess judgments (in third-party cases)
Attorney’s fees and litigation costs
Bad faith cases can significantly increase the insurer’s financial exposure beyond the original policy limits.
Why Insurance Bad Faith Litigation Is Complex?
Bad faith lawsuits often require:
Filing a Civil Remedy Notice
Proving statutory violations
Demonstrating unreasonable conduct
Establishing damages beyond policy limits
These cases demand strategic preparation and aggressive litigation.
At Law Offices of Robert Dixon, we approach each case with a litigation-ready mindset.
Serving Clients Across Florida
The Law Offices of Robert Dixon represents clients throughout:
- Miami & Miami-Dade County
- Fort Lauderdale & Broward County
- West Palm Beach & Palm Beach County
- Orlando & Central Florida
We assist individuals and businesses facing insurance disputes involving auto accidents, commercial vehicles, and complex policy limit conflicts.
