Low Settlement Offers and
Underpaid Insurance Claims in Florida

Insurance companies are legally obligated to pay valid claims according to the terms of your policy. However, many policyholders receive settlement offers that are significantly lower than the documented value of their loss.

As part of our comprehensive Insurance Dispute Lawyer Florida services in Miami, Fort Lauderdale, West Palm Beach, and Orlando, the Law Offices of Robert Dixon represents clients facing insurance underpayment disputes across the state.

What Is an Underpaid Insurance Claim?

An underpaid claim occurs when the insurer acknowledges coverage but offers compensation that does not reflect the full value of damages.

This commonly happens in claims involving:

  • Serious personal injuries
  • Lost income or reduced earning capacity
  • Future medical treatment
  • Long-term disability
  • High medical expenses

Why Do Insurance Companies Undervalue Claims?

Insurers may reduce payouts by:

  • Disputing the necessity of medical treatment
  • Applying restrictive policy interpretations
  • Minimizing future damages
  • Using internal valuation software
  • Delaying negotiations to pressure settlement

These tactics are often part of broader insurance claim handling strategies.

Contact us today for a free consultation and case evaluation.

Serving Clients Across Florida

The Law Offices of Robert Dixon represents clients throughout:

  • Miami & Miami-Dade County
  • Fort Lauderdale & Broward County
  • West Palm Beach & Palm Beach County
  • Orlando & Central Florida

We assist individuals and businesses facing insurance disputes involving auto accidents, commercial vehicles, and complex policy limit conflicts.

Insurance Underpayment in Personal Injury Cases

Many underpaid claims arise after car accidents and other personal injury incidents. While insurers may acknowledge liability, they often attempt to limit financial exposure by offering minimal compensation.

We represent clients in Miami, Fort Lauderdale, West Palm Beach, and Orlando who are facing unfair insurance settlements.

Protect Your Contractual Rights

You are not required to accept a settlement that does not reflect your documented damages. Before signing any release agreement, consult with an experienced attorney.

The Law Offices of Robert Dixon is committed to protecting policyholders and injury victims throughout Florida.

Contact us today for a confidential case evaluation.

Insurance Dispute Articles & Resources